CONCORD, N.C. -- A would-be stun-gun robber outside a Concord bank was in for a shock of his own Monday when a local business owner pulled a real gun on the suspect.

Gary Spencer, 36, of Spencer’s Extreme Cleaning Services, said at about 9 a.m. Monday, he and his wife had just dropped their son off at school and headed to the Wells Fargo bank at 868 Church St. N, Concord, to deposit a check.

Spencer said his wife went into the bank to deposit the check while he waited in a parking spot.

After about a minute, Spencer said he saw what he thought was a skinny white man and a stocky black man “play wrestling, you know, like a couple coworkers will do.”

He didn’t pay much attention to the ruckus, but then he heard a “zapping sound,” he said. He looked back and realized the two men were struggling with a red money bag.

The victim had withdrawn $5,000 from the bank while the suspect stood in line behind him, Spencer said, citing bank surveillance footage he had seen.

When the victim reached the parking lot, the suspect allegedly attacked the victim with a stun gun.

“It happened really fast,” Spencer said, adding the suspect had a getaway car set up so he could take the money and run.

Spencer and his wife both have concealed carry permits, and he said when he realized what was happening, he reached into his wife’s purse and pulled out her Kel-Tec .380 pistol.

“I grabbed the gun, and as I opened up the door of the truck, I started running across the parking lot,” Spencer said. “As I was loading up the gun to put one into the chamber, I ran up to about … 20 feet from where the struggle was going on.”

He said the suspect was holding a stun device against the victim with one hand and restraining the victim with the other hand.

“He had him kind of binded up where he was being zapped,” he said.

Spencer, still about 20 feet away from the suspect, drew his gun.

“And I said ‘stop, I have a gun,’” Spencer said. The man turned around, saw Spencer and his gun, slammed the stun gun down on the ground and fled in a green Honda Civic, described as stolen in a Concord Police Department incident report.

No arrest has been made in the case, but Spencer said he and other witnesses got the license plate number of the Civic, and police are investigating.

“He didn’t get the money, and I didn’t have to shoot anybody,” Spencer said, relieved. “The good citizens actually got to take one home yesterday. It felt good to help somebody out, you know, out there in the world.”

The victim’s injuries were described as “minor” in the incident report, but Spencer said he looked pretty rough after Monday’s stun gun assault.

“That thing was tearing him up,” he said. “I wouldn’t never want to get touched by one of those things.”

He said the victim was thankful the incident didn’t escalate further.

The man got to keep his money, and “the suspect who came with the stun gun left with less than he came with,” Spencer said.

He said he has never had an experience like that, but he would have rushed in even if he didn’t have a gun.

But “a gun can change the whole thing around,” he said. The suspect was a large man, and it would have been hard to bring him down with brute strength.

Spencer said his adrenaline was pumping, but the decision to act happened fast.

“Do you want to help somebody if they’re in need of help, or are you going to turn your head … and act like it’s not going on?” he asked. “I don’t see it as a hero thing. I just see it as me stepping up for somebody that needed a hand.”

Police have not released an official description of the suspect, but Spencer said he was a black male, about 5 feet 7, in his mid-30s with a stocky build.

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